Lifestyle Guide · Health · Expats

Healthcare on the Costa Blanca for expats — complete guide 2025

Updated May 2025 14 min read Costa Blanca · Valencia Community

Healthcare is one of the top concerns for anyone considering a move to the Costa Blanca — and rightly so. The good news is that the Spanish healthcare system is genuinely good, the Costa Blanca has well-equipped hospitals accessible from all major towns, and private healthcare costs are a fraction of what most Northern Europeans pay at home.

The less good news is that navigating the system — understanding what you are entitled to, how to access it, and what private insurance covers — requires some groundwork. This guide covers everything you need to know before you arrive.

In this guide

The Spanish healthcare system explained

Spain operates a universal public healthcare system (Sistema Nacional de Salud — SNS) funded through general taxation. It covers GP visits, specialist referrals, hospital care, surgery, emergency treatment and the majority of prescription medications — all at zero or very low cost to the patient.

The system is organised regionally. In the Valencia Community (which covers all of the Costa Blanca and Valencia city), the regional health authority is the Generalitat Valenciana through its Conselleria de Sanitat. This means that healthcare quality, funding and waiting times can vary from region to region in Spain — but the Valencia Community is generally considered one of the better-funded and better-organised regional health systems.

The backbone of public healthcare is the network of centros de salud (health centres) in every town, where you register with a GP (médico de cabecera). Your GP is the gateway to the system — they refer you to specialists, hospitals and diagnostic services.

Who can access Spanish public healthcare

Your entitlement to use the Spanish public health system depends on your status:

EU citizens living in Spain (residents)

If you are an EU citizen (Dutch, German, Belgian, French etc.) and you register as a resident in Spain — on the padrón municipal and as an EU citizen at the Foreigners Office — you are entitled to full public healthcare from day one of registration. This applies whether or not you are working or paying Spanish social security, simply by virtue of your EU residency status under the cross-border coordination of social security rights.

Retired EU citizens receiving a state pension

EU citizens who receive a state pension from their home country (AOW in the Netherlands, Rentenversicherung in Germany, State Pension in the UK) and move to Spain are entitled to use the Spanish public health system. The cost is recharged by Spain to the home country's social security system — so the individual pays nothing. You need an S1 form (formerly E-121) from your home country's pension authority to register.

Non-resident property owners

If you own property in Spain but are not a resident — spending less than 183 days per year here — you are not entitled to use the Spanish public health system for non-emergency treatment. You are entitled to emergency care (urgencias) at any public hospital. For non-emergency healthcare, you need private health insurance.

The EHIC / EHIC card for short stays

EU citizens visiting Spain for short periods can use their European Health Insurance Card (EHIC — Europese ziekteverzekeringspas in the Netherlands) for necessary healthcare during the visit. This covers emergency treatment and necessary medical care — not elective procedures. It is not a substitute for health insurance for non-residents who plan to spend significant time in Spain.

Public vs private — the honest comparison

✅ Public healthcare (SNS)
  • Free or very low cost for eligible residents
  • Full coverage — GP, specialist, hospital, surgery
  • Emergency care for everyone
  • Prescription medications heavily subsidised
  • Good standard of clinical care
  • Waiting times for non-urgent specialists (weeks to months)
  • GP consultations in Spanish only in many areas
  • Administrative complexity to register
  • Not available to non-residents for non-emergency
🏥 Private healthcare
  • Available to everyone — residents and non-residents
  • Appointments typically within days
  • English, Dutch and German speaking doctors available
  • Modern facilities and equipment
  • More personal, less bureaucratic experience
  • Monthly insurance premium (€80–€280 for a couple)
  • Some procedures and conditions excluded
  • Pre-existing conditions may be excluded initially
The most common approach: both systems

Many long-term expat residents on the Costa Blanca use both systems. They register with the public health system for their GP, chronic condition management, free prescriptions and hospital emergencies — and take out private health insurance for faster specialist access, English-speaking doctors and elective procedures. This combination gives comprehensive coverage at lower cost than relying on private insurance alone.

Main hospitals on the Costa Blanca Norte

Hospital Marina Salud de Dénia
Partida Beniadlà s/n · Dénia · Alicante
Public · PPP model
CoversMarina Alta comarca
Towns servedJávea · Moraira · Dénia · Calpe · Altea
Beds~220
Emergency24/7

Hospital Marina Salud is the primary public hospital for the entire Marina Alta comarca — the reference hospital for everyone living in Jávea, Moraira, Dénia, Calpe, Altea and surrounding municipalities. It operates under a public-private partnership model managed by Ribera Salud, which has invested significantly in facilities and technology. The hospital has full emergency services, surgery (including cardiac), obstetrics, paediatrics, oncology and a wide range of specialist departments.

For residents of the Marina Alta, this is the hospital you will be referred to for anything beyond basic GP care. Emergency response times from the main towns (Jávea 12–15 min, Calpe 25 min, Altea 35 min) are generally considered good for a rural-coastal area. The hospital has invested in translation services and some staff speak English, though Spanish remains the primary working language.

Hospital de La Marina Baixa
Avda. Alcalde En Jaume Botella Mayor · Villajoyosa
Public
CoversMarina Baixa comarca
Towns servedAltea · Benidorm · Villajoyosa
Emergency24/7

The reference hospital for the Marina Baixa comarca, including Benidorm, Altea and Villajoyosa. Located in Villajoyosa, approximately 15 minutes from Benidorm and 20 minutes from Altea. Full emergency, surgical and specialist services. Given the high tourist population of the area, the hospital has significant experience treating foreign patients and has more multilingual capacity than many comparable hospitals in Spain.

Hospital Vithas Medimar Internacional
Alicante city
Private
TypeFull private hospital
LanguagesEN · NL · DE · FR · ES
Distance~75 min from Jávea

The main private hospital serving the Costa Blanca, located in Alicante city. Internationally accredited, with English, Dutch, German and French speaking staff across most departments. Accepted by virtually all major international and Spanish private health insurers. For complex elective procedures, specialist consultations and anything requiring a high level of linguistic comfort, Vithas Medimar is the facility most used by expats across the Costa Blanca. The distance from the northern Costa Blanca (75–90 minutes from Jávea) means it is used for planned care rather than emergencies.

Hospital Quirónsalud Torrevieja
Torrevieja · Alicante (Costa Blanca Sur)
Private
LanguagesEN · DE · ES
Best forCosta Blanca Sur

The primary private hospital for the southern Costa Blanca (Torrevieja, Orihuela Costa). Full specialist services, internationally accredited. English and German speaking staff. Used extensively by the large British and Northern European expat community in the Torrevieja area. Also has a public contract for some services, making it a mixed public-private facility for some patients.

Private health insurance — what to look for

For non-residents and for residents who want faster access and English-speaking doctors, private health insurance is the solution. The Spanish private health market is competitive and prices are significantly lower than in Northern Europe.

Main insurers used by expats on the Costa Blanca

What to check before taking out a policy

Typical healthcare costs — 2025

ServicePublic (resident)Private (no insurance)Private (with insurance)
GP consultationFree€50 – €80€0 – €10 copay
Specialist consultationFree (after referral)€80 – €180€0 – €15 copay
Blood test (standard panel)Free€40 – €90Free or small copay
X-rayFree€50 – €120Free
MRI scanFree (waiting time)€350 – €600Free or small copay
Day surgeryFree€1,500 – €5,000+Covered (check limits)
Emergency A&E visitFree€150 – €400Covered
Prescription medication (monthly)€0 – €8 per itemFull price (€10 – €80+)Full price (reimbursed)
Dentist — check + cleanNot usually covered€40 – €70Sometimes included
Private insurance premium (individual, 50s)€80 – €140/month

Finding English and Dutch speaking doctors

On the Costa Blanca Norte — particularly in Jávea, Dénia and Calpe — finding English-speaking doctors is straightforward. The area has served international patients for decades and the medical community has adapted accordingly.

The expat community is your best resource

For specific doctor recommendations — a Dutch-speaking cardiologist, an English-speaking oncologist, a good dentist who speaks German — the established expat communities in Jávea and Calpe are by far the most reliable source. These networks have decades of accumulated knowledge about which practitioners are genuinely good and which to avoid. Ask in the expat Facebook groups and community forums before making appointments.

Prescriptions and medications

If you are a registered resident using the public health system, prescriptions issued by your Spanish GP are heavily subsidised:

If you use a private GP and pay for prescriptions yourself (without insurance covering it), you pay the full pharmacy price. Most common medications cost €5–€30 per month in Spain — significantly cheaper than in most Northern European countries even at full price.

Bringing medications from home

If you take regular prescription medications, check before you move whether they are available in Spain under the same name. Some medications are marketed under different brand names in Spain, or may require a new Spanish prescription. Bring a 3-month supply and your home-country prescription documentation to help your Spanish GP issue the equivalent Spanish prescription.

Emergency care

In a medical emergency, go directly to the Urgencias (A&E) department of the nearest public hospital. Emergency care is available to everyone — residents and non-residents, with or without insurance — at no upfront cost. If you are a non-resident, the hospital may bill your travel insurer or private health insurer after treatment, but you will never be refused emergency care due to lack of insurance.

The Spanish emergency number is 112 — operators speak Spanish and English, and in tourist areas often Dutch and German. Ambulances are dispatched from this number.

Healthcare access by area — proximity to key hospitals

TownNearest public hospitalDrive timeNearest private hospital
DéniaHospital Marina Salud5 minVithas Medimar (Alicante) 75 min
JáveaHospital Marina Salud12 minVithas Medimar (Alicante) 85 min
MorairaHospital Marina Salud20 minVithas Medimar (Alicante) 90 min
CalpeHospital Marina Salud25 minVithas Medimar (Alicante) 70 min
AlteaHospital Marina Baixa20 minVithas Medimar (Alicante) 60 min
BenidormHospital Marina Baixa15 minVithas Medimar (Alicante) 55 min
TorreviejaHospital Torrevieja10 minQuirónsalud Torrevieja 10 min
Valencia cityHospital La Fe / Clínico15–20 minQuirónsalud Valencia 15 min

Questions about healthcare on the Costa Blanca?

We can point you toward the right resources, connect you with expats who can share their experience, and help you think through which area gives you the healthcare access your family needs. Independent, honest advice.

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